Terms of Use
Last updated: October 2026
These terms apply to your use of pointsatelier.com, the Points Atelier newsletter and our social accounts (together, "Points Atelier"). By using Points Atelier, you agree to them.
Information, not advice
Everything we publish is general information to help you make your own decisions about credit cards, loyalty programs and travel. It is not personal financial, legal, tax or investment advice. Your circumstances are your own. Before applying for any credit product or booking any travel, read the provider's terms and, if in doubt, speak to a qualified professional.
Accuracy
We work hard to make sure what we publish is correct when we publish it. See How We Verify. But loyalty programs, card offers, award prices and availability change often and without notice, and we can't guarantee that any information is complete, current or error-free. The provider's own website and terms are always the final word.
Third-party products and links
We write about and link to products and websites run by other companies, including card issuers, airlines, hotels and booking sites. We don't control them and aren't responsible for their content, products, decisions (such as whether to approve a credit application) or policies. Some links are affiliate links; see our Affiliate Disclosure.
Our content
Articles, graphics, designs and other content on Points Atelier belong to us unless otherwise stated. You're welcome to share links and short quotes with credit. Please don't copy, republish or sell our content, or use it to train automated systems, without written permission.
Subscriptions
You can subscribe to our newsletter for free and unsubscribe at any time. We may change, pause or discontinue any part of Points Atelier at any time.
Acceptable use
Please don't misuse the site: no attempts to disrupt it, gain unauthorized access, scrape it at scale, or use it for anything unlawful.
Limitation of liability
Points Atelier is provided "as is." To the fullest extent permitted by law, we are not liable for any loss or damage arising from your use of, or reliance on, anything we publish, including lost points, fees, declined applications or changed travel plans.
Governing law
These terms are governed by the laws of the State of Maryland, United States.
Changes
We may update these terms from time to time. The date at the top shows when they last changed. Continuing to use Points Atelier after a change means you accept the updated terms.