Citi AAdvantage Platinum Select
The welcome offer, the bag and boarding benefits, what it earns toward AAdvantage status, and whether the $99 fee pays for itself.
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Airline cards · Citi
Welcome offer
80,000 miles
Annual fee
$0 the first year, then $99
80,000 AAdvantage miles after $3,500 in purchases in the first 4 months (limited time). Not available to anyone who received a bonus on this card in the past 48 months.
Foreign transaction fees: NoneNetwork: World Elite MastercardRewards: American AAdvantage miles
The Atelier Take
The American Airlines equivalent of a bag-fee card, with the bonus of status progress.
Who it suits
Occasional American Airlines flyers, especially families who check bags on domestic trips.
Who should skip it
Anyone flying American internationally (the bag benefit is domestic only) or rarely: the Citi Strata Premier earns AAdvantage miles by transfer with broader 3x categories.
What it earns
Rewards: American Airlines AAdvantage miles, which also count as Loyalty Points toward AAdvantage status.
2x
American Airlines purchases
2x
Restaurants, including takeout
2x
Gas stations
1x
Everything else
Every mile earned from purchases also earns one Loyalty Point toward AAdvantage status. TPG values AAdvantage miles at 1.45¢ each, so 2x returns about 2.9¢ per dollar.
American Airlines benefits
Free first checked bag
On domestic American Airlines itineraries, for the cardholder and up to 4 companions on the same reservation.
Preferred boarding
For the cardholder and up to 4 companions on the same reservation.
American Airlines flight discount
A $125 American Airlines flight discount after $20,000 of purchases in a cardmembership year and renewal of the card.
Turo statement credit
Up to $30 back per Turo trip, up to $180 a calendar year.
25% off in flight
On inflight food and drink.
Loyalty Points
One Loyalty Point per eligible mile earned on purchases.
Will the $99 fee pay off?
Enter what would go on this card. The result values points at TPG’s valuation, adds the credits that would actually be used and, in year one, the welcome offer, then sets the total against a no-fee card that pays 2% back on everything.
1 · Spending on this card
Example figures are filled in; replace them with real ones.
American Airlines purchases
2x
RestaurantsIncluding takeout
2x
Gas stations
2x
Groceries
1x
Hotels
1x
Everything else
1x
2 · Assumptions
The result
The fee is $0 in year one and $99 after. Not counted: the free first checked bag, preferred boarding, 25% off inflight purchases and the Loyalty Points toward status.
Insurance and protections
Citi does not publish this card’s protection limits publicly.
Travel and purchase protection
Citi lists benefits for this card in its Guide to Benefits, which cardmembers see after signing in; limits are not published on the public page.
Pros and cons
Pros
- The bag benefit covers the fee for one family trip
- Card spending counts toward American elite status
- First-year fee waived
- No foreign transaction fees
Cons
- Bags free on domestic itineraries only
- Modest earn rates
- No lounge access
Card terms change often and some offers are personalized; the issuer’s page is the final word.